The Longhorn Loyalty Program
Repeat borrowers earn lower rates and reduced fees — automatically. Close three deals with Longhorn and unlock our best pricing on every future loan.
Three Steps to Loyalty Pricing
It's simple — close deals, stay in good standing, and save on every future loan with Longhorn.
Close Your First Deal
Complete your first fix & flip or new construction loan with Longhorn Investments.
Build Your Track Record
Successfully pay off three deals in total, maintaining good standing throughout.
Unlock Loyalty Pricing
Automatically qualify for reduced rates starting at 10.99% and origination as low as 1.99%.
Loyalty Pricing at a Glance
Two powerful benefits that put more profit back in your pocket on every deal.
Interest-only payments starting at 10.99% — the lowest rate available across our hard money programs.
Origination fees as low as 1.99 points — significantly reduced from standard pricing.
Standard vs. Loyalty Pricing
See exactly how much you save as a Loyalty member on every deal.
| Standard | Loyalty | |
|---|---|---|
| Interest Rate | Higher standard rate | From 10.99% |
| Origination Fee | Higher standard points | As low as 1.99% |
| Dedicated Consultant | ||
| Fast Closings | ||
| Priority Processing | — | |
| Loyalty Rate Lock | — |
More Than Just Lower Rates
The Loyalty Program is designed to reward the investors who trust Longhorn with their business.
Priority Processing
Your deals move to the front of the line, so you can close faster and beat the competition.
Dedicated Consultant
Continue working with the same loan consultant who already knows your business and goals.
Savings That Compound
Lower rates and fees on every deal mean bigger margins and faster portfolio growth.
Relationship Lending
We invest in our borrowers. The more we work together, the more streamlined the process becomes.
Streamlined Paperwork
Returning borrowers benefit from simplified documentation on repeat deals.
Good Standing Guarantee
Stay in good standing and your loyalty pricing is locked in — deal after deal.
What Our Investors Say
Real feedback from real estate investors who choose Longhorn again and again.
Longhorn Investments was amazing from start to finish. This was our first renovation, and they worked with us. We provided all the docs that were needed and closed in 2 weeks after the appraisal came back.
Longhorn Investments was easy to work with. We closed in 2 weeks, and the draw process was streamlined and smooth. I will definitely get another loan through them!
Being able to close a transaction fast and keeping my word to a seller is imperative in the fix-and-flip business. None of that would be possible without Longhorn as my hard money lender.
Loyalty Program FAQ
Successfully pay off three deals with Longhorn Investments while maintaining good standing. Once you've hit that milestone, loyalty pricing is applied to all future loans automatically.
Good standing means your loans have been paid off on time without defaults, and your account is current with no outstanding issues. Our team will confirm your eligibility when you apply for a new loan.
The Loyalty Program is currently focused on our short-term hard money programs (fix & flip and new construction). Contact your loan consultant for full details on qualifying deals.
Once you qualify, your loan consultant will apply loyalty pricing to your next loan. There's no separate application — it's built into our process for returning borrowers.
As long as you remain in good standing with Longhorn, your loyalty pricing stays locked in. If your account status changes, your loan consultant will work with you to resolve any issues.
Keep going! Every deal brings you closer to loyalty pricing. Talk to your loan consultant — they can help you plan your next deal and get you to that three-deal milestone.
Ready to Start Building Toward Loyalty Pricing?
Whether it's your first deal or your next, every loan with Longhorn brings you closer to our best rates and lowest fees.